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Are you digitslising your business? At Cfx Advanced Analytics, our vision is to empower organisations to embrace the future through strategic digital transformation. Análisis avanzado Libere el poder de los datos & Impulse su negocio con soluciones de análisis avanzadas personalizadas SOBRE NOSOTROS En Cfx, nuestra visión es empoderar a las organizaciones para que abracen el futuro a través de la transformación digital estratégica. Estamos comprometidos a ofrecer soluciones innovadoras, personalizadas y sostenibles que optimicen los procesos, mejoren las experiencias de los clientes e impulsen el crecimiento. Al fomentar una cultura de aprendizaje continuo y priorizar el éxito del cliente, aspiramos a ser el catalizador que impulse a nuestros socios hacia un futuro empoderado digitalmente, asegurando que se mantengan a la vanguardia en la era digital. Gestión de riesgos Commodity producers and consumers face significant price movements, impacting financial results. Our digital tools help manage commodity exposures, forecast future costs, and enhance competitive edge, protecting the bottom line, and ensuring sustainable growth in an ever-changing market landscape. Más información efectos especiales Las fluctuaciones de divisas pueden afectar la rentabilidad y la estabilidad financiera. Nuestra visión es digitalizar procesos, brindando información clara y confiable para la gestión de riesgos. Esto incluye la generación de informes de pérdidas y ganancias que cumplan con las NIIF y la gestión proactiva de los riesgos cambiarios, lo que permite márgenes sostenibles y crecimiento en un mundo interconectado. Más información FX Los productores y consumidores de materias primas se enfrentan a importantes movimientos de precios, lo que repercute en los resultados financieros. Nuestras herramientas digitales ayudan a administrar las exposiciones a los productos básicos, pronosticar los costos futuros y mejorar la ventaja competitiva, protegiendo el resultado final y asegurando un crecimiento sostenible en un panorama de mercado en constante cambio. Más información Tesoro Digital La función de CFO es crucial para el crecimiento y la planificación de la empresa. El uso de la tesorería digital puede agilizar los procesos diarios, mejorar los informes IFRS y agilizar los procesos. Nuestro modelo de tesorería digital puede pronosticar las ventas diarias y generar flujos de efectivo esperados a 12 meses, lo que permite a las empresas navegar por las complejidades financieras, maximizar el potencial y lograr un crecimiento sostenible. Más información Clients NUESTROS CLIENTES TESTIMONIOS “Soy un testimonio. Haga clic para editarme y agregar texto que diga algo bueno sobre usted y sus servicios”. Gerente de proyecto Privacy Policy Privacy Policy Privacy Policy

Commodity producers and consumers face significant price movements, impacting financial results. Our digital tools help manage commodity exposures, forecast future costs, and enhance competitive edge, protecting the bottom line, and ensuring sustainable growth in an ever-changing market landscape. materias primas Tanto si es productor como consumidor de materias primas, los movimientos de precios pueden tener un impacto significativo en los resultados financieros. Nuestro objetivo es proporcionarle herramientas digitales para que pueda gestionar todas sus exposiciones a materias primas, desde posiciones físicas hasta posiciones en papel. Si los productos básicos son sus materias primas y necesita conocer los posibles costos futuros, nuestro software le permitirá pronosticar los cambios de precios y sus efectos. Mediante la gestión proactiva de los riesgos de las materias primas, puede mejorar su ventaja competitiva, proteger sus resultados y garantizar un crecimiento sostenible en un panorama de mercado en constante cambio. Capacidades principales La búsqueda de localizaciones Interfaz ERP Gestión de activos fijos Cumplimiento de las NIIF Contratos de Arrendamiento Conciliación de pagos de arrendamiento

Empowering inclusivity is at the core of our values, and our accessibility statement demonstrates our dedication to providing an accessible digital experience for all users. Learn about the measures we've implemented to ensure equal access and usability, ensuring everyone can navigate and engage with our content effortlessly. Bienes raíces This is an accessibility statement from Cfx Risk Management. Measures to support accessibility Cfx Advanced Analytics takes the following measures to ensure accessibility of Cfx Risk Management Website: Include accessibility throughout our internal policies. Conformance Status: The Web Content Accessibility Guidelines (WCAG) defines requirements for designers and developers to improve accessibility for people with disabilities. It defines three levels of conformance: Level A, Level AA, and Level AAA. Cfx Risk Management Website is partially conformant with WCAG 2.1 level AA. Partially conformant means that some parts of the content do not fully conform to the accessibility standard. Date: This statement was created on 26 July 2023 using the W3C Accessibility Statement Generator Tool .

Risk management empowers businesses to navigate uncertainties and protect interests. Our enterprise software equips organisations with knowledge and tools to proactively manage risks, building resilience and informed decisions in an ever-evolving risk landscape. Gestión de riesgos Como empresa líder en gestión de riesgos, entendemos la importancia de identificar, evaluar y mitigar de manera efectiva los riesgos que enfrentan las organizaciones. La gestión de riesgos es un proceso esencial que permite a las empresas navegar por las incertidumbres y proteger sus intereses. Nuestra guía completa ofrece información sobre los principios, las metodologías y las mejores prácticas de gestión de riesgos, y proporciona a las personas y organizaciones los conocimientos y las herramientas para gestionar los riesgos de forma proactiva. Con nuestra experiencia y compromiso con la excelencia, nos esforzamos por ayudar a las empresas a desarrollar resiliencia y tomar decisiones informadas en un panorama de riesgos en constante evolución. velar por el cumplimiento de las normas NIIF.

Currency fluctuations can impact profitability and financial stability. Our vision is to digitise processes, providing clear, reliable information for risk management. This includes generating IFRS compliant P&L reports and proactively managing FX risks, enabling sustainable margins and growth in an interconnected world. Divisas Las fluctuaciones de divisas pueden afectar significativamente la rentabilidad y la estabilidad financiera. Nuestra visión es ayudarte a ti y a tu empresa a digitalizar todos los procesos para que tengas información clara y confiable. Desde los informes de posición hasta los cálculos de valor en riesgo, la implementación de su política de riesgo y el logro de su apetito por el riesgo se lograrán rápidamente. Generar informes de pérdidas y ganancias que cumplan con las NIIF no requerirá un ejército de contadores. Todos estos sistemas de conocimiento digital le permitirán administrar los riesgos de FX de manera proactiva, para que pueda mantenerse a la vanguardia en un mundo interconectado y lograr márgenes y crecimiento sostenibles. Capacidades principales La búsqueda de localizaciones Interfaz ERP Gestión de activos fijos Cumplimiento de las NIIF Contratos de Arrendamiento Conciliación de pagos de arrendamiento

Stay informed about our commitment to safeguarding your data and upholding your privacy rights with our comprehensive and transparent privacy policy. Discover how we collect, use, and protect your personal information while ensuring a secure online experience for all users. Bienes raíces At Cfx Risk Management we take your privacy seriously and commit ourselves to protecting and respecting your privacy when visiting and using our website www.cfx-riskmanagement.com (the "Website"). This privacy policy describes how and why we obtain, store and process data which can identify you. Cfx Advanced Analytics (Company Number: 09331328), with registered address 7 Woodman Works, 204 Durnsford Road, London SW19 8DR, United Kingdom is committed to ensuring that your privacy is protected, and all data collected by us will be processed in accordance with this privacy and cookies policy. Please read this policy carefully to ensure you understand our views and practices regarding your personal data and how we will treat it. For the purposes of the General Data Protection Regulation (Regulation (EU) 2016/769) (GDPR), the data controller is Cfx Risk Management of address. We can be contacted at info@cfx-riskmanagement.com or on telephone number +44 203 743 7200 . By visiting our Site or by providing us with information you are accepting the practices described in this Privacy and Cookies Policy. 1. WHAT INFORMATION WE PROCESS a. We may collect and process the following information from you: i. information about you, including your name and email address, that you give us by filling in the contact form on our website https://www.cfx-riskmanagement.com/(our Website); and ii. information we may automatically collect such as technical information including the internet protocol (IP) address used to connect to the internet, information about your visit including the full Uniform Resource Locators (URL) clickstream and your search history on our Website. 2. HOW DO WE USE YOUR PERSONAL DATA? a. When you provide us with your information we will use it for the purpose of administering your query and responding to you. We therefore have legitimate interests in processing your personal data in this way, since if we do not process your data we will be unable to do this. b. Unless you provide your consent, by ticking the opt-in box provided on the consent form, we will not further process your name and email address to send you marketing information that you have not requested. Any consent that you provide can be withdraw at any time by clicking "unsubscribe" on any marketing email we send to you, or emailing us at info@cfx-riskmanagement.com Withdrawing your consent does not affect the lawfulness of any processing which occurred prior to the withdrawal of consent. c. We may also use your personal information: i. to help us provide you with the best possible service; ii. to notify you about changes to the services we offer; iii. to ensure that the content from our Website is presented in the most effective manner for you and your computer; iv. as part of our efforts to keep our Website safe and secure; and v. for analytical and statistical purposes. 3. DISCLOSURE OF INFORMATION a. We will only supply your personal information to a third party: i. where we need to share the information to provide a product or a service requested by you; ii. where we need to send the information to persons or organisations who work on our behalf to provide a product or service to you, but such persons or organisations may only use this information in order to provide such product or service and not for any other purpose; iii. companies which perform marketing services on our behalf or with whom we have joint marketing agreements, where we have your consent to share the information; iv. if we or substantially all of our assets are acquired by a third party, in which case personal data held by us about our customers will be one of the transferred assets; or v. if we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our terms of use and other agreements, or to protect the rights, property or safety of our company, our customers or others, including exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction. 4. WHERE WE STORE YOUR INFORMATION a. The data that we collect from you may be transferred to and stored at a destination outside the European Economic Area (EEA). It may also be processed by staff operating outside the EEA who work for us or for one of our suppliers for the purposes set out above only. In order to ensure that any third party treats your personal data in a way which is consistent with the UK and EU's laws on data protection, we have put in place agreements with those third parties which contain provisions approved by the EU for protecting personal data. b. We will retain your information for six (6) years, after which time it will be destroyed. 5. IP ADDRESSES AND COOKIES a. We may obtain information about your computer and general internet usage, including your IP address, operating system and browser type, for system administration purposes. b. Cookies contain information that is transferred to your computer's hard drive. Cookies allow us to tailor our Website to your needs by gathering and remembering information about your usage and preferences. c. In particular, cookies enable us: i. to gather information on IP addresses and pages visited; ii. to analyse trends; iii. to administer the website; iv. to track users’ movements on the website; and v. to undertake statistical analysis. d. Most web browsers automatically accept cookies, but you can modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of our Website or accessing certain parts. Unless you have adjusted your browser settings so that it will refuse cookies, our system will issue cookies when you access our Website. e. A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. f. Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. g. Cookies can be used by web servers to identify and track users as they navigate different pages on a website and identify users returning to a website. h. Information about the cookies we use and why: Google Analytics This is a web analytics service provided by Google Inc which uses cookies to show us how visitors found and explored our site, and how we can enhance their experiences. It provides us with information about the behaviour of our visitors (eg. how long they stayed on the site, the average number of pages viewed) and also tell us how many visitors we have had. DoubleClick.net This is from the YouTube embedded video for a video showing Seonaid’s ‘Enterprising Women of the Year 2013’. YouTube has inbuilt advertising and uses DoubleClick.net to display relevant ads. As such this gets embedded at the same time. Option Link out to YouTube Session Cookies To allow access to the New Enquiry Form (password protected and login required) Windows 10 uses the Microsoft Edge (Owner: Chrome, Firefox, etc.) To allow access to the New Enquiry Form (password protected and login required) i. Most browsers allow you to refuse to accept cookies; for example: i. in Firefox you can block all cookies by clicking "Tools", "Options", "Privacy", selecting "Use custom settings for history" from the drop-down menu, and unticking "Accept cookies from sites"; ii. in Chrome, you can block all cookies by accessing the "Customise and control" menu, and clicking "Settings", "Show advanced settings" and "Content settings", and then selecting "Block sites from setting any data" under the "Cookies" heading; and iii. in Internet Explorer and Edge you can turn “Cookies” off by opening Internet Explorer, click Internet options and select the “Privacy” tab. Under “Settings” move the slider to the top or bottom to decline or allow “Cookies” by selecting high or low and then press “apply”. j. You can delete cookies already stored on your computer; for example: i. in Firefox, you can delete all cookies by clicking "Tools", "Options" and "Privacy", then selecting "Use custom settings for history" from the drop-down menu, clicking "Show Cookies", and then clicking "Remove All Cookies"; ii. in Chrome, you can delete all cookies by accessing the "Customise and control" menu, and clicking "Settings", "Show advanced settings" and "Clear browsing data", and then selecting "Cookies and other site and plug-in data" before clicking "Clear browsing data"; and k. In Internet Explorer you can select the safety button and then select Delete Browsing History. Then select the check box next to “Cookies”. Select the preserve favourites website data check box if you don’t want to delete the “Cookies” associated with the website in their favourites list. Select delete. 6. LINKS TO OTHER WEBSITES a. This policy extends only to our Website and does not cover your use of, provision of data to and collection of your data on any other website. b. Our Website may from time to time contain links to and from other websites. If you follow a link to any of these websites please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. You should always check these policies before you submit any personal data to any third party website. 7. YOUR RIGHTS IN RESPECT OF YOUR INFORMATION a. The GDPR gives you a number of rights in respect of your data, including: b. Right to access i. You have the right to access the information we hold about you. If you would like a copy of this information please contact. We may request proof of your identity before sharing such information. c. Right to rectify your personal data i. If you discover that the information we hold about you is incorrect or out of date, you may ask us to correct that information. d. Right to be forgotten i. You may ask us to delete information we hold about you in certain circumstances. It may not be possible for us to delete all of the information we hold about you where we have an ongoing relationship, however please contact us and we will do our best to assist with your request. e. Other rights i. In addition to the above, you may also ask us to stop or restrict processing of the information we have about you. You may also ask us to transfer your personal information to a third party in certain circumstances. If you would like any other information on this aspect of your rights, please contact us. 8. CONTACT a. If you have any questions, want to exercise any of your rights or make a complaint, please contact us using the details at the beginning of this policy. b. If we are unable to resolve your complaint you may contact the Information Commissioner's Office at the Exchange Tower, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF Tele: +44 (0) 303 123 1113. 9. CHANGES TO THIS PRIVACY POLICY a. This policy may be reviewed and amended from time to time. As a result of improvements we make to our services, changes in the law or developments in technology, we may change the information we hold about you, the method and purposes for which we process such information. If we make any substantial change in the way in which we use your personal information we will notify you by email. 10. LAW AND JURISDICTION a. Your use of the Website and the policy is subject to the laws of England and Wales and the exclusive jurisdiction of the English courts regarding any disputes that may arise under it.

Recent events have shown how changes in interest rates bring both opportunities and risks. Effective interest rate management is critical for improving cash flow, lowering borrowing costs, and preserving profitability. Tasas de interés Entendemos el papel crucial que juega la gestión de tasas de interés para influir en el panorama financiero de las organizaciones como una empresa líder en gestión de riesgos. Las oscilaciones de las tasas de interés pueden tener una influencia sustancial en los costos de endeudamiento, los rendimientos de las inversiones y la salud financiera general de una empresa en el volátil clima económico actual. La gestión eficaz de los tipos de interés es fundamental para mejorar el flujo de caja, reducir los costes de los intereses y preservar la rentabilidad. Nuestro objetivo es proporcionar soluciones personalizadas para reducir los riesgos y capitalizar las oportunidades. Entendemos la importancia de la gestión de tasas de interés y ofrecemos conocimientos, técnicas y herramientas esenciales para ayudar a las organizaciones a navegar por la volatilidad de las tasas de interés y tomar decisiones financieras informadas. Las empresas pueden garantizar la estabilidad, mejorar la resiliencia financiera y aumentar la rentabilidad mediante la gestión proactiva de los riesgos de las tasas de interés. Capacidades principales La búsqueda de localizaciones Interfaz ERP Gestión de activos fijos Cumplimiento de las NIIF Contratos de Arrendamiento Conciliación de pagos de arrendamiento

Stay informed about our commitment to safeguarding your data and upholding your privacy rights with our comprehensive and transparent privacy policy. Discover how we collect, use, and protect your personal information while ensuring a secure online experience for all users. Bienes raíces This page (together with the documents referred to on it) tells you the Terms and Conditions of Use (Terms of Use) on which you may make use of this website www.cfx-riskmanagement.com (the Website). Please read these terms of use carefully before you start to use our Website. By using our Website, you indicate that you accept the Terms of Use and that you agree to abide by them. If you do not agree to the Terms of Use, please refrain from using our Website. 1. INFORMATION ABOUT US 1.1 We are a Limited Company registered in England and Wales at Companies House under the name of CFX Risk Management Ltd (we, us, our, and CFX Risk Management Ltd). Our registered office is 7 Woodman Works, 204 Durnsford Road, London SW19 8DR and our company number is 09331328. 1.2 CFX Risk Management Limited (FRN: 661264) is an Appointed Representative of Sturgeon Ventures LLP (FRN: 452811) who is authorised and regulated by the Financial Conduct Authority. 1.3 If you have any queries about the Website or any information contained on it, please contact us at address or by telephone on +44 203 743 7200; or by email at info@cfx-riskmanagement.com . 2. ACCESSING OUR WEBSITE 2.1 Access to our Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Website without notice. From time to time, we may restrict access to some or all of our Website. We will not be liable if for any reason our Website is unavailable at any time or for any period. 2.2 If you breach these Terms of Use, your permission to use the Website terminates immediately and you must immediately destroy any downloaded or printed extracts from the Website. 2.3 You are responsible for making all arrangements necessary for you to have access to our Website. 2.4 By accessing our Website any person using your computer agrees to be bound by these Terms of Use. You are responsible for ensuring that all persons who access our Website through your internet connection and on your computer are aware of these Terms of Use and that they comply with them. You are also responsible for the use of our Website by any person using your computer. 3. DISCLAIMER 3.1 Nothing on this Website is intended, nor should it be taken, to create any legal or contractual relationship. Any transmission, downloading or sending of any information from the Website does not create any contractual relationship. 3.2 The content of the Website is designed for information purposes only. Neither the information nor any opinions stated in the Website constitutes a solicitation or offer by CFX Risk Management Ltd to buy or sell any securities or other financial instruments or to provide any investment advice. 3.3 The provision of investment services may be restricted in certain jurisdictions. It is your responsibility to acquaint yourself with any local laws and restrictions on the usage of this Website and the availability of any services described on it. The information on this Website is not intended for distribution to or use by any personal entity in any jurisdiction or country where such distribution would be contrary to local law or regulation. The Services are available only to persons in the United Kingdom and other European Economic Area countries. The Services are not available to United States persons directly, unless introduced to CFX Risk Management Ltd by a FINRA registered broker or their United States attorney. 3.4 Nothing in this Website may be published in the press or elsewhere without permission of Sturgeon Ventures. 3.5 CFX Risk Management Ltd does not provide legal or tax advice. Clients of CFX Risk Management Ltd and viewers of this Website are encouraged to consult their own legal and tax advisers before making any investment decision. Private companies in all jurisdictions and potential investors should take independent legal and taxation and investment advice before proceeding with any type of fund raising activity. 3.6 While we endeavour at all times to ensure information on our Website is clear, fair and not misleading at the date of publication, we do not hold the information as impartial and it should not be viewed as wholly objective. Information on this Website is based on sources that we believe to be reliable but we give no undertaking that it is accurate or complete and CFX Risk Management Ltd cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose or at all. 3.7 Any opinions are subject to change without notice and CFX Risk Management Ltd is under no obligation to report or keep information accurate. 3.8 This Website is controlled and operated by CFX Risk Management Ltd in the United Kingdom. We make no representations that materials in the Website are appropriate or available for use in other locations. Those who choose to access the Website from other locations do so at their own risk and are responsible for compliance with all applicable laws. 4. INTELLECTUAL PROPERTY RIGHTS 4.1 This Website, its contents, any materials downloaded, and all intellectual property pertaining to or contained on the Website (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks) are owned by or licensed to us and/or from third parties and all rights, title and interest in them shall remain the property of CFX Risk Management Ltd and/or such third parties (collectively, the Content). 4.2 The Content is protected by copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws. 4.3 You are permitted to print copies and download extracts of the content on the Website for your own personal use for information purposes only, and may draw the attention of others within your organisation to material posted on the Website, subject to the following conditions: 4.3.1 our status (and that of any identified contributors) as the authors of material on our Website must always be acknowledged; 4.3.2 you must not modify in any way the paper or digital copies of any materials you have printed off or downloaded, and you must not use any illustrations, photographs, video or audio sequences or graphics separately from any accompanying text; 4.3.3 you must not duplicate, copy, publish, modify, create derivative works from, participate in the transfer of, post on the internet, or in any way distribute, redistribute or exploit the Website, or any portion of the Website, for any public or commercial use without our express prior written consent; 4.3.4 you must not otherwise use any part of the Website in contravention of these Terms of Use. 4.4 If you print off, copy or download any part of the Website in breach of these Terms of Use, your right to use the Website will cease immediately and you must, at our option, return to us or destroy any copies of the materials you have made. 5. UNLAWFUL OR PROHIBITED USE 5.1 We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, trojans, worms, logic bombs or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any material posted on it, or on any website linked to it. 5.2 You must not misuse our Website by knowingly or recklessly introducing viruses, trojans, worms, logic bombs or any other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of service attack. 5.3 Any such unauthorised use of our Website may give rise to a claim for damages and/or be a criminal offence under the Computer Misuse Act 1990. We will report any such activity to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately and without further notice. 6. PRIVACY 6.1 Our Privacy Policy applies to use of our Website, and its terms are made a part of these Terms of Use by this reference. 6.2 Additionally, by using our Website, you acknowledge and agree that internet transmissions are never completely private or secure. You understand that any message or information you send to our Website may be read or intercepted by others, notwithstanding our efforts to protect such transmissions. We are not responsible for any messages which are lost, altered by third parties or intercepted and we will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to us or by us to you via the internet. 6.3 Our Website makes use of cookies. Cookies are files which our server uses to identify your computer. Cookies cannot identify which person is using the computer. The cookies we use record which parts of our Site are being visited and for how long. 6.4 The Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011 requires that cookies can only be placed on a computer where the user has given their express consent. You can choose to accept or decline cookies when you first access our Site. We require you to indicate your choice via an automated "pop-up" box, which explains the cookies we use and what we use them for. Most web browsers automatically accept cookies, but you can also usually modify your browser setting to decline cookies if you prefer. If you decline to accept our use of cookies or set your web browser to decline their use, you will have only limited functionality in the use of our Site. Our Privacy Policy contains further guidance on our use of cookies. 7. EXCLUSION OF LIABILITY 7.1 The material displayed on our Website is provided without any guarantees, conditions or warranties as to its accuracy, originality or completeness. To the extent permitted by law, we and third parties connected to us hereby expressly exclude: 7.1.1 all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity; 7.1.2 any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Website or in connection with the use, inability to use, or results of the use of our Website, any websites linked to it and any materials posted on it, including: (a) loss of income or revenue; (b) loss of business; (c) loss of profits or contracts; (d) loss of anticipated savings; (e) loss of data; (f) loss of goodwill; (g) wasted management or office time; and (h) any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above. 7.1.3 In jurisdictions which do not allow the exclusion or limitations of certain types of liability, CFX Risk Management Ltd liability will be limited to the maximum extent permitted by law. 7.2 Nothing in these Terms of Use limits or excludes our liability for death or personal injury arising from our negligence or any other liability which cannot be excluded or limited under applicable law. 8. INDEMNITY 8.1 By using our Website, you agree to indemnify and hold harmless CFX Risk Management Ltd from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that CFX Risk Management Ltd may become obliged to pay, arising or resulting from your use of our Website, the Content, or your breach of these Terms of Use. CFX Risk Management Ltd reserves the right to assume or participate, at your expense, in the investigation, settlement and defence of any such action or claim. 9. LINKS TO THIRD PARTY WEBSITES 9.1 Our Website may contain links to websites and resources maintained by third parties. These links are provided for your information only. We have no control over the contents of those websites and resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. We are not responsible for the content, availability or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites. 9.2 Please note that other websites and resources linked to on our Website may be governed by separate terms and conditions, including privacy policies. You should refer to the applicable terms and conditions of those websites and resources before using them and you should direct any questions or comments about the linked website or resource to the appropriate website provider. 10. LINKING TO OUR WEBSITE 10.1. You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. 10.2. You must not establish a link from any website that is not owned by you. 10.3. Our Website must not be framed on any other website, nor may you create a link to any part of our Website other than the home page. We reserve the right to withdraw linking permission without notice. 10.4. If you wish to make any use of material on our Website other than that set out above, please address your request to info@cfx-riskmanagement.com 11. REVISION OF TERMS 11.1 We may revise these Terms of Use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our Website. 12. JURISDICTION AND APPLICABLE LAW 12.1 The English courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our Website. We retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country. 12.2 These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales. 13. MISCELLANEOUS 13.1 Any failure by CFX Risk Management Ltd to exercise any rights or enforce any of these Terms of Use shall not constitute a waiver of such rights or terms. 13.2 If any provision of these Terms of Use or their application in a particular circumstance is held to be invalid or unenforceable to any extent, the remainder of these Terms of Use, or the application of such provision in other circumstances, shall not be affected thereby, and each provision of these Terms of Use shall be valid and enforced to the fullest extent permitted by law. 13.3 These Terms of Use (together with any documents referred to in them) constitute the entire agreement between you and CFX Risk Management Ltd with regard to your use of our Website, and any and all other written or oral agreements or understandings previously existing between you and CFX Risk Management Ltd with respect to such use are superseded and cancelled. 14. YOUR CONCERNS 14.1 If you have any concerns about any material which appears on our Website, please contact info@cfx-riskmanagement.com 15. ANTI-BRIBERY AND CORRUPTION POLICY 15.1 Introduction CFX Risk Management Ltd values its reputation for ethical behaviour and for financial probity and reliability. It recognises that over and above the commission of any crime, any involvement in bribery will also reflect adversely on its image and reputation. Its aim therefore is to limit its exposure to bribery by: Setting out a clear anti-bribery policy; Training all consultants and clients, so that they can recognise and avoid the use of bribery by themselves and others; Encouraging its consultants and clients to be vigilant and to report any suspicion of bribery, providing them with suitable channels of communication and ensuring sensitive information is treated appropriately; Notifying all third parties that the Board of Directors engage with of its policy and zero tolerance of bribery and/or corruption. Rigorously investigating instances of alleged bribery and assisting the police and other appropriate authorities in any resultant prosecution; Taking firm and vigorous action against any individual(s) involved in bribery. 15.2 The Policy CFX Risk Management Ltd prohibits the Board of Directors: the offering, the giving, the solicitation or the acceptance of any bribe, whether cash or other inducement to or from any person or company, wherever they are situated and whether they are a public official or body or private person or company by any individual consultant, agent or other person or body acting on the Board of Directors behalf in order to gain any commercial, contractual or regulatory advantage for the Board of Directors in a way which is unethical or in order to gain any personal advantage, pecuniary or otherwise, for the individual or anyone connected with the individual 15.3 Further Clarification The Board of Directors recognises that market practice varies across the territories in which it does business and what is normal and acceptable in one place may not be in another. This policy prohibits any inducement which results in a personal gain or advantage to the recipient or any person or body associated with them, and which is intended to influence them to take action which may not be solely in the interests of the Partnership or of the person or body employing or contracting with them or whom they represent. This policy is not meant to prohibit the following practices providing they are customary in a particular market, are proportionate and are properly recorded normal and appropriate hospitality the giving of a gift for a corporate reason or at another special time, as long as reported in the proper manner within the firm on the gifts register Inevitably, decisions as to what is acceptable may not always be easy. If anyone is in doubt as to whether a potential act constitutes bribery, the matter should be referred to the local senior manager with responsibility for this policy before proceeding. If necessary, guidance should also be sought from the Compliance Officer. 15.4 Consultants and Principles Responsibility within CFX Risk Management Ltd The prevention, detection and reporting of bribery is the responsibility of all consultants throughout the Board of Directors. Suitable channels of communication by which consultants or others can report confidentially any suspicion of bribery will be maintained via the Anti-Corruption Reporting procedures. Useful resource: www.transparency.org.uk for the Transparency Index A fuller Policy and Procedures outlining all the Principals of the Act can be requested From the Compliance Officer of the Board of Directors by emailing juan-pablo.orjuela@cfx-riskmanagement.com